All plans include access to all 5 EFS portals. The difference is in EFS team involvement, AI features, and service depth.
Subscription Plans
- All 5 portals — view access
- Money Manager — full access
- PSX Platform — up to 10 stocks
- Daily price updates
- Market Watch — unlimited
- Analytics — overview only
- EFS managed bookkeeping
- AI insights
- Tax filing
- Everything in Free
- Monthly EFS bookkeeping
- P&L, Balance Sheet, Cash Flow
- Tax filing — 1 entity
- Real-time PSX prices
- 5 AI insights per day
- Cross-portal EFS insights
- Looker Studio analytics
- WhatsApp support
- Everything in Pro
- Multi-entity accounting
- Tax filing — all entities
- Virtual CFO service
- CFO commentary & reports
- Unlimited AI insights
- Dedicated account manager
- Monthly financial review calls
- Priority 2-hour response
Feature Comparison
| Feature | Free | Pro | Premium |
|---|---|---|---|
| Money Manager — full access | ✓ | ✓ | ✓ |
| PSX Platform stocks | Up to 10 | Unlimited | Unlimited |
| PSX price refresh | Daily | 10 seconds | 10 seconds |
| Market Watch | ✓ Free | ✓ Free | ✓ Free |
| EFS managed bookkeeping | ✕ | ✓ Monthly | ✓ Monthly |
| P&L, Balance Sheet, Cash Flow | ✕ | ✓ | ✓ |
| Tax filing | ✕ | 1 entity | All entities |
| Multi-entity support | ✕ | ✕ | ✓ |
| AI insights per day | 0 | 5 | Unlimited |
| Virtual CFO service | ✕ | ✕ | ✓ |
| Analytics — Looker Studio | ✕ | ✓ | ✓ |
| CFO commentary & reports | ✕ | ✕ | ✓ |
| Support channel | Dedicated manager | ||
| Response time | 48 hours | 4 hours | 2 hours |
Professional Services (Add-Ons)
In addition to portal subscriptions, EFS offers professional services priced separately:
| Service | What's included | Typical price |
|---|---|---|
| Additional entity (accounting) | Full books for one extra company | PKR 2,000/month |
| Annual tax return filing | Income tax return (individual or company) | From PKR 5,000 |
| Sales tax registration | STRN registration with FBR/SRB/PRA | PKR 3,000 |
| NTN registration | New taxpayer number with FBR | PKR 1,500 |
| Financial modelling | Projections, feasibility, investor deck | From PKR 15,000 |
| FBR notice response | Drafting and filing notice response | From PKR 5,000 |
All professional service fees are quoted individually based on complexity. Contact EFS for a personalised quote.
Pricing FAQs
Is the Free tier really free forever?
Yes. The Free tier has no time limit. You can use Money Manager and explore all portals indefinitely at no cost.
Can I switch between plans?
Yes. Upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades take effect at the end of your billing period.
Are prices inclusive of all taxes?
Prices shown are exclusive of applicable sales tax. Sales tax will be added at checkout where applicable.
Can I pay annually?
Yes — annual plans are available at 2 months free (10 months price for 12 months access). Contact EFS to arrange annual billing.
What currency are prices in?
All prices are in Pakistani Rupees (PKR). For clients outside Pakistan, USD equivalent pricing is available on request.
Last updated: March 2026 · Prices subject to change with 30 days notice · Every Financial Solution