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Services & Pricing

Everything your business
financially needs.

From daily bookkeeping to strategic CFO advisory — delivered virtually, priced transparently, and tailored to your industry.

Service 01

Accounting & Bookkeeping

The financial backbone of every business — done accurately, on time, every month. We handle it so you can focus on running your company.

📒

Precision books. Always current.

Our accounting team manages your entire financial record-keeping using cloud platforms you already know — Xero, QuickBooks, NetSuite, or FreshBooks. We reconcile every transaction, close every month cleanly, and give you financial statements that are audit-ready from day one.

  • Monthly bank & credit card reconciliations — every account, every currency
  • Accounts payable & receivable management — invoice tracking, payment scheduling, collections
  • Payroll processing — including EOBI, PESSI, withholding tax deduction, and payslip generation
  • Chart of accounts design — structured to give you maximum analytical insight
  • Multi-currency bookkeeping — PKR, AED, GBP, USD, CAD consolidated seamlessly
  • Fixed asset register — depreciation schedules, additions, disposals
Monthly Deliverables
📊
Income Statement
P&L by division/product
Monthly
🏦
Balance Sheet
Full IFRS-compliant
Monthly
💸
Cash Flow Statement
Direct & indirect method
Monthly
📋
Reconciliation Pack
All bank accounts verified
Monthly
📈
Management Accounts
Narrated, with commentary
Monthly
📁
Audit-Ready File
Supporting schedules included
Annual
Service 02

Virtual CFO Services

A senior finance leader embedded in your business — without the PKR 5M+ annual salary. Strategic thinking, board-ready reporting, investor communication.

🏛️

CFO-level thinking,
fractional cost.

Our Virtual CFO service gives you access to a senior financial strategist who attends your board meetings, challenges your assumptions, translates numbers into decisions, and builds the financial narrative that investors and lenders want to see.

  • Board and investor reporting packages — designed to inform, not overwhelm
  • Strategic financial planning — annual operating plan, 3-year outlook, scenario modelling
  • Cash flow management — 13-week rolling forecasts, working capital optimisation
  • KPI dashboard design — custom metrics aligned to your business model
  • Fundraising support — financial data room, lender presentations, term sheet analysis
  • Cost reduction advisory — zero-based budgeting, vendor renegotiation, efficiency mapping
What You Get Access To
🎯
Dedicated CFO Advisor
Named senior contact
Ongoing
📞
Monthly Strategy Calls
1–2 hours with leadership
Monthly
🗂️
Board Pack Preparation
Slides, narrative, analysis
Monthly
📉
Variance Analysis
Budget vs actual deep dive
Monthly
🔮
Financial Forecasting
Rolling 12-month model
On-Demand
💼
Investor Data Room
Fundraising materials
On-Demand
Service 03

Financial Analysis
& Modelling

Investment-grade financial models and analysis built to the standards that sophisticated investors, banks, and acquirers expect.

📊

Models that drive
real decisions.

We've built financial models for M&A transactions, PE fundraises, infrastructure projects, feasibility studies, and IPO readiness reviews. Every model is built from scratch, stress-tested, and designed to answer the questions that matter most to your stakeholders.

  • Three-statement integrated models — P&L, balance sheet, cash flow fully linked
  • DCF & comparable company analysis — business valuation for transactions and fundraising
  • Feasibility studies — new market entry, capital expenditure, product launch
  • Scenario & sensitivity analysis — base, bull, bear cases with stress testing
  • Project finance models — IRR, NPV, DSCR, equity waterfall modelling
  • Investor presentations — financial narrative designed for Series A through pre-IPO
Common Engagement Types
🏗️
Project Feasibility Study
Full financial case with ROI
2–4 Weeks
💰
Business Valuation
DCF + market comps
1–2 Weeks
📑
Investor Deck (Financials)
Pitch-ready financial section
1 Week
🔁
Rolling Forecast Model
12-month dynamic spreadsheet
Monthly
📊
M&A Financial Due Diligence
Target company analysis
3–5 Weeks
Service 04

Tax Strategy
& Compliance

Multi-jurisdiction tax expertise — from FBR annual returns to UAE VAT to UK corporation tax. We minimise your liability within the law and keep you compliant everywhere you operate.

🧾

Cross-border tax,
simplified.

Our tax team manages your obligations across four jurisdictions simultaneously — ensuring you never miss a filing deadline, never pay more than you owe, and always have a clear picture of your global tax position.

  • Pakistan FBR compliance — income tax, sales tax, WHT, IRIS filing, NTN registration
  • UAE VAT registration & returns — FTA-compliant quarterly submissions
  • UK corporation tax & self-assessment — HMRC filing, R&D tax credits, PAYE
  • Transfer pricing documentation — for intra-group transactions between jurisdictions
  • Tax treaty structuring — leveraging DTA networks to avoid double taxation
  • Proactive tax planning — structuring decisions before year-end, not after
Jurisdictions Covered
🇵🇰
Pakistan — FBR
Income Tax, Sales Tax, WHT
Active
🇦🇪
UAE — FTA
VAT, Corporate Tax, Excise
Active
🇬🇧
United Kingdom — HMRC
Corp Tax, PAYE, VAT, SA
Active
🇨🇦
Canada — CRA
Corporate Tax, GST/HST
Active
🌐
Transfer Pricing
Intra-group documentation
Annual
Service 05 & 06

Audit Preparation &
Budgeting

Walk into your audit with confidence. And plan the year ahead with financial rigour that holds up when scrutinised.

🔍

Audit-ready. Every year.

We prepare your audit file to the standard your external auditors expect — meaning fewer queries, faster sign-off, and no embarrassing adjustments. We also work directly with your auditors during fieldwork to minimise the disruption to your team.

  • Pre-audit readiness review — identify and resolve issues before auditors arrive
  • Complete audit file preparation — lead schedules, reconciliations, supporting evidence
  • Auditor liaison — respond to queries, provide schedules, manage the information flow
  • Post-audit remediation — close out management letter points and control gaps
  • Annual budget preparation — bottom-up, board-approved, variance-tracked
  • Rolling quarterly reforecast — updated for actuals, adjusted for new information
Audit Prep Timeline
📅
8 Weeks Before
Readiness review begins
Pre-Audit
📂
4 Weeks Before
Audit file 80% complete
Pre-Audit
Fieldwork Week
Query response within 24h
During
📝
Post-Audit
Mgmt letter remediation
Post-Audit
📈
Annual Budget
Department-level breakdown
Annual
Transparent Pricing

Simple, honest pricing.
No surprises.

All plans are monthly and cancellable anytime. Prices in PKR for Pakistan-based entities.

Starter
PKR 35,000 /mo

For SMEs and startups needing clean books and monthly reporting. Everything to get your finances in order.

  • Monthly bookkeeping (up to 200 transactions)
  • Bank reconciliations — all accounts
  • Monthly financial statements (P&L, BS, CF)
  • Accounts payable & receivable tracking
  • Payroll processing (up to 10 employees)
  • Email support within 24 hours
  • Annual FBR income tax return
Get Started
Enterprise
Custom

For multi-entity groups, family offices, and businesses operating across multiple jurisdictions. Fully bespoke.

  • Everything in Professional
  • Multi-entity consolidation
  • Multi-jurisdiction tax compliance (all 4)
  • Transfer pricing documentation
  • Financial modelling & analysis — on-demand
  • Audit preparation & liaison
  • Quarterly board pack preparation
  • Dedicated team (3+ professionals)
Request Proposal
Add-On Services

Extend your package

Available as standalone or on top of any monthly plan.

💹
Financial Model

Three-statement integrated model with scenario analysis and investor-ready outputs.

PKR 150,000
📋
Audit Preparation

Full audit file + readiness review + auditor liaison for statutory accounts.

PKR 85,000
🌐
Additional Jurisdiction

Add tax compliance and reporting for UAE, UK, or Canada to any existing plan.

PKR 45,000/mo
🔍
Feasibility Study

Full financial feasibility analysis for new ventures, expansions, or capital investments.

PKR 120,000
How It Works

From enquiry to running smoothly
in 48 hours.

01
Initial Consultation

Free 30-minute call to understand your business, jurisdiction, and needs.

02
Proposal & NDA

A tailored proposal within 24 hours. We sign an NDA before reviewing any data.

03
Onboarding

Access to your books, systems, and documentation. We handle migration if needed.

04
First Month Close

We take over the books, reconcile, and deliver your first clean financial pack.

05
Ongoing Partnership

Monthly deliverables, strategy calls, and proactive advice — every single month.

Client Voices

Businesses that trust
Every Financial Solution.

★ ★ ★ ★ ★

Moving to EFS was the best finance decision I made. We closed our Series A with their financial model and the investor questions about our numbers were zero. Clean, professional, credible.

ZA
Zain Ahmed
CEO, SaaS Startup — Lahore
★ ★ ★ ★ ★

We operate in Pakistan and the UAE. Before EFS, our books were a mess and our tax position was a guess. Now we have one team managing everything, cross-border, in real time. Remarkable.

FS
Farrukh Siddiqui
Managing Director — Trading Co., Dubai
★ ★ ★ ★ ★

The Virtual CFO service changed how my board sees our financials. The monthly pack is genuinely impressive — they've made me look good in front of my investors consistently.

NK
Nadia Khan
Founder, E-Commerce — Karachi
Common Questions

Everything you need
to know.

Do I need to switch accounting software?

Not necessarily. We work with Xero, QuickBooks, NetSuite, FreshBooks, and Wave. If you're on spreadsheets, we'll migrate you to the right platform at no extra cost.

How is my data kept confidential?

All engagements begin with a signed NDA. We use enterprise-grade cloud storage, role-based access controls, and never share client data with third parties.

Can I start mid-year?

Yes. We'll perform a clean-up of your existing books to bring them up to standard, then take over from there. Most mid-year onboardings take 1–2 weeks.

Do you handle multiple legal entities?

Yes — our Professional and Enterprise plans include multi-entity management and consolidated reporting. We regularly handle 3–8 entities under one engagement.

What currencies do you work in?

We work in PKR, AED, GBP, USD, CAD, EUR, and most major currencies. Multi-currency consolidation is included in all plans above Starter.

Is there a minimum contract length?

No lock-in contracts. All plans are month-to-month. We keep clients through quality of work, not contractual obligation. Most clients have been with us for 2+ years.

Do you provide on-site visits?

We operate primarily virtually. For Enterprise clients, on-site visits can be arranged in Karachi, Lahore, Islamabad, and Dubai with advance notice.

What makes you different from a local CA firm?

Speed, technology, and cross-border expertise. Local CA firms are excellent for compliance. We add strategic advisory, real-time reporting, and global tax coverage — all in one team. Read more about us →

Ready to Begin

Let's talk about
your numbers.

Free 30-minute consultation. No commitment required.