EFS Terminal

Every Financial Solution · PSX

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EFS Terminal Pakistan Stock Exchange · Bloomberg Grade

KSE-100 —

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PSX LIVE ↗ KSE-100—Loading... HUBC—— HBL—— LUCK—— ENGRO—— PPL—— MCB—— OGDC—— PSX LIVE ↗ KSE-100—— FFC—— PSO—— MEBL——

Portfolio Value

PKR 0

0 positions

Unrealised P&L

PKR 0

0.00%

Realised P&L

PKR 0

Net of all charges

Today's Change

—

Total Invested

PKR 0

0 trades

AI Trade Intelligence · Claude Analysis

5 insights/day (Pro)

Click Generate Insights to get AI-powered buy/sell recommendations for your portfolio.

Watchlist

👁

Add stocks to track

Top Movers · Today

Current Holdings

Symbol	Company	Qty	Avg Buy ★	Live Price	Market Value	Unrealised P&L	Return %

Symbol

Quantity

Price (PKR)

Trade Date

P&L Breakdown

Execute OrdersTrade Execution Centre

Stock Symbol *

Quantity *

Buy Price (PKR) *

Brokerage (PKR)

SST (PKR)

Levies (PKR)

Trade Date

Notes

Stock Symbol *

Quantity *

Sell Price (PKR) *

Brokerage (PKR)

SST (PKR)

Levies (PKR)

Trade Date

Notes

Recent Trades

📋

No trades yet

Portfolio AnalyticsHoldings & Performance

Total Value

PKR 0

Total Invested

PKR 0

Unrealised P&L

PKR 0

Realised P&L

PKR 0

Total Return

0.00%

Sector Allocation

P&L by Stock

Full Holdings

Symbol	Sector	Qty	Avg Buy ★	Live Price	vs Avg	Market Value	Cost Basis	Unrealised P&L	Return %	Weight

Market IntelligencePSX Live Market

Sector Heatmap · PSX

Client Relationship ManagementClient Portfolio Manager

Total Clients

AUM

PKR 0

Avg Portfolio

PKR 0

Active (30d)

High Risk

👥

No clients added yet. Click + Add Client to begin.

Core Feature · PSX Average Price EngineAverage Price Tracker

Deep Dive

Portfolio Average Prices

⚖️

Select a symbol above to see how your average price was built trade by trade

Every buy averages in. Every sell adjusts your basis. Full FIFO/weighted avg calculation.

Trade LedgerComplete Trade History

Filters

📋

No trades recorded yet.

EFS ERP · Double-Entry Accounting

Accounting Engine

📝 Post Journal Entry

Date

Amount (PKR)

Debit Account

Credit Account

Narration

Journal Entries

EFS ERP · Financial ReportsReports Dashboard

Date Range to

📥 CSV / Text Exports

📊

Portfolio Report

Holdings, value & P&L

📋

Trade History

All buy/sell orders

📝

Journal Entries

Double-entry ledger

⚖️

Trial Balance

Debit/credit summary

👥

Client Report

AUM & performance

💸

Brokerage & Tax

Charges & CVT breakdown

📈

Income Statement

Realised P&L

🏦

Balance Sheet

Assets & liabilities

📑

Full ERP Report

Complete package

📄 PDF Exports

📊

Portfolio PDF

Formatted statement

📋

Trade Log PDF

All trades formatted

👥

Client Report PDF

Client AUM statement

📈

P&L Statement PDF

Income & charges

🏆

Full Report PDF

Complete ERP package

🔍 Live Preview

EFS · Super Administrator

Admin Control Panel

All Registered Users

🔑 Security Key (for instant registration)

Current: EFS2024 (hardcoded — edit source to change)

🔗 Google Apps Script Integration

Paste your deployed Apps Script URL to sync data with Google Sheets.

➕ Add New User Manually

Full Name *

Email *

Phone / WhatsApp

Password * (min 8 chars)

Tier

Status

EFS · Institutional AnalyticsResearch Terminal

◈ PRE-MARKET BRIEF · PSX

Click Refresh Brief to generate today's AI-powered pre-market analysis for PSX.

🔔 Price Alerts

Symbol

Condition

Target Price (PKR)

Note (optional)

🔍 Institutional Stock Screener — Filter Criteria

Sector

Min Price (PKR)

Max Price (PKR)

Today's Change

Min Change %

Max Change %

Portfolio Filter

Sort By

Search Symbol / Company

Preset Screens:

Screener Results

🔍

Set filters above and click Run Screener

📊 Google Sheets Sync

Full Name *

Phone / WhatsApp

Portfolio Value (PKR)

Investment Amount (PKR)

Risk Profile

Account Type

Broker / CDC Account

Upload your broker's trade statement (CSV, Excel) or CDC holdings statement. EFS Terminal will parse the file and import trades directly into your portfolio with full average price calculation.

Preview — 0 trades detected

Date	Type	Symbol	Qty	Price	Amount	Match

Manually enter your holdings from CDC or any broker if you don't have a digital statement.

Symbol

Quantity

Avg Buy Price (PKR)

Purchase Date

■ AGM ■ Results ■ Dividend ■ Ex-Date ■ Rights/Bonus

📋 Upcoming Events · Next 30 Days

+ Add Custom Event

Symbol

Event

Date

Type

Focus Sector

Analysis Type

Horizon

Select context factors and click Run Analysis to generate PSX-specific intelligence.

Select Client

Brief Preview

Select a client to generate their personalised brief

+ New Alert

Symbol

Condition

Target Value

Note (optional)

Browser notifications: checking...

No alerts set. Add one above.

Alerts check every 90 seconds when the platform is open. Push notifications fire even when this tab is in the background.

Zakat on Shares: Based on the majority scholarly position, Zakat is calculated on the current market value of shares held for one lunar year (Hawl), at 2.5% on the amount above Nisab. This calculator uses current live prices from your portfolio.

Zakat Date

Gold Nisab (PKR/tola)

Nisab Standard

Additional Zakatable Assets (PKR)

Cash & Bank

Gold / Jewellery

Other Savings

Deductions (Debts / Liabilities)

⚠ This calculator is a tool for reference only. Consult a qualified Islamic scholar for your personal Zakat obligation.

Symbol

Buy Price (PKR)

Sell Price (PKR)

Quantity

Buy Date

Sell Date

Current CGT Slabs (FBR 2024-25)

${[['Under 1 year','15%','Short-term speculative gains','var(--red)'],['1–2 years','12.5%','Medium-term holding','var(--warn)'],['2–4 years','10%','Long-term investment','var(--gold2)'],['Over 4 years','0%','Very long-term — Zakat may apply','var(--green)']].map(([period,rate,note,clr])=>`

${period}

${note}

${rate}

`).join('')}

FBR also charges Withholding Tax (WHT) at 0.02% on gross sale proceeds if filer, 0.04% if non-filer. This is adjustable against CGT liability. Always consult a tax advisor for your specific situation.

Enter the announcement terms. The calculator shows your new average cost and whether it's better to subscribe or sell your rights entitlement.

Your Current Shares

Your Avg Buy Price (PKR)

Current Market Price

Rights Ratio (e.g. 1 for 5)

Rights Issue Price (PKR)

Rights Trading Price (PKR)

Bonus shares dilute the price but your total investment value stays the same (in theory). This shows your new avg cost after bonus issue.

Your Current Shares

Your Avg Buy Price (PKR)

Current Market Price

Bonus Ratio (e.g. 20% = 1:5)

Test how the bot responds to commands. In production, your clients WhatsApp these to your bot number.

👋 EFS Bot online. Type a command like HBL price, my portfolio, or help

${['HBL price','my portfolio','KSE today','top gainers','help','market brief'].map(c=>`${c}`).join('')}

Setup WhatsApp Bot (3 options)

${[ {n:'Option 1: Twilio (Easiest)',d:'Create a Twilio account, get a WhatsApp sandbox number. Set webhook URL to your platform API endpoint. Works in 30 minutes. Cost: ~$0.005/message.',steps:['Sign up at twilio.com','Enable WhatsApp sandbox','Set webhook: https://everyfinancialsolution.com/API/wa-bot.php','Test with your number first']}, {n:'Option 2: WhatsApp Business API (Official)',d:'Apply for WhatsApp Business API via Meta. Takes 1-2 weeks for approval. Best for scale.',steps:['Apply at business.whatsapp.com','Get approved (verify business)','Set up webhook in Meta dashboard','Connect to your PHP backend']}, {n:'Option 3: Baileys (Self-hosted, Free)',d:'Open-source Node.js library. Requires a WhatsApp number dedicated to the bot. Free but requires VPS.',steps:['Install Node.js on server','npm install @whiskeysockets/baileys','Scan QR code with bot WhatsApp','Connect to EFS API for data']} ].map(o=>`

${o.n}

${o.d}

${o.steps.map((s,i)=>`

${i+1}.${s}

`).join('')}

Supported Bot Commands

${[ ['[SYMBOL] price','HBL price','Live price, change%, bid/ask'], ['my portfolio','my portfolio','All holdings with live P&L'], ['KSE today','KSE today','KSE-100 level, change, volume'], ['top gainers','top gainers','Top 5 gainers today'], ['top losers','top losers','Top 5 losers today'], ['brief','market brief','AI-generated morning brief'], ['[SYMBOL] buy [qty] [price]','HBL buy 500 155','Log a buy trade'], ['portfolio value','portfolio value','Total portfolio PKR value'], ['help','help','Full command list'], ['[SYMBOL] news','ENGRO news','Recent news for stock'], ].map(([cmd,ex,resp])=>``).join('')}

Command	Example	Response
${cmd}	${ex}	${resp}

Broadcast Market Brief to Clients

Generate and send today's market brief to all clients via WhatsApp. Requires WhatsApp Business API setup.

Message Preview

${[1,2,3,4,5].map(i=>`

Stock ${i}

`).join('')}

Symbol

Entry Price (PKR)

Quantity (Shares)

Leverage Ratio

Stop Loss Price

Target Price

Total Portfolio (PKR)

Risk per Trade (%)

Entry Price

Stop Loss Price

Entry Price

Stop Loss

Target 1

Target 2

Target 3

Generates a branded EFS Terminal portfolio card ready to share on WhatsApp groups or Twitter/X.

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⚡ Live data unavailable — retrying in 120s

Current Holdings

Recent Trades

Full Holdings

Accounting Engine

Journal Entries

General Ledger

Trial Balance

Income Statement (P&L)

Balance Sheet

Admin Control Panel

All Registered Users

🔑 Security Key (for instant registration)

🔗 Google Apps Script Integration

➕ Add New User Manually