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Core Platform
Money Manager Accounting Portal Tax Portal Analytics Unified Dashboard PSX Platform
Extended Tools
Auditgenesis FBR Invoicing Blue Eye Platform Auction Hub Currency Exchange EFS Library API Access
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Pakistan's Financial Operating System

One Platform.
Every Financial Solution.

Personal money, business accounting, PSX investments & tax compliance — four systems, one login, intelligently connected.

PSX Live
KSE-100115,842▲ 1.2% LUCK795.00▲ 3.4% HBL147.00▲ 0.8% ENGRO268.00▼ 1.3% PPL88.00▼ 0.5% MCB175.00▲ 0.4% OGDC108.00▲ 1.7% FFC122.00▲ 0.6% SYS585.00▲ 2.1% MARI312.00▼ 0.7% HUBC94.50▲ 0.9% PSO212.00▼ 1.1% KSE-100115,842▲ 1.2% LUCK795.00▲ 3.4% HBL147.00▲ 0.8% ENGRO268.00▼ 1.3% PPL88.00▼ 0.5% MCB175.00▲ 0.4% OGDC108.00▲ 1.7% FFC122.00▲ 0.6% SYS585.00▲ 2.1% MARI312.00▼ 0.7% HUBC94.50▲ 0.9% PSO212.00▼ 1.1%
4
Integrated Systems
1
Login · One Ecosystem
360°
Financial Visibility
Real‑Time
PSX Market Data
Explore Everything EFS Offers

The complete EFS ecosystem —
every tool, one platform

From personal budgets to corporate P&L, PSX investments to FBR compliance — every financial need, built and managed by EFS.

01 — Personal Finance
Money Manager
Personal Finance OS
Track every rupee. Know your net worth. Manage budgets, savings goals, debt, and bill splits — all in one private dashboard built for individuals and families.
  • Income & expense tracking with categories
  • Net worth calculator — assets vs liabilities
  • Savings goals & budget vs actual
  • Credit cards, loans & EMI tracker
  • Bill splitting & inter-account transfers
  • Bank statement export (PDF + XLSX)
Open Money Manager →
02 — Business Finance
Accounting Portal
Business Finance OS
IFRS-grade financial statements, delivered and maintained by the EFS team. P&L, Balance Sheet, Cash Flow, and CFO dashboards — with multi-entity support for growing businesses.
  • P&L, Balance Sheet, Cash Flow — IFRS format
  • Accounts Receivable & Payable ageing
  • Budget vs Actual with variance analysis
  • Multi-entity & multi-currency support
  • CFO commentary & downloadable reports
  • Transaction entry & document pipeline
View Accounting Portal →
03 — Investments
PSX Platform
Investment Intelligence
Bloomberg-grade portfolio management for Pakistan Stock Exchange. Real-time prices, AI trade insights, true P&L with all levies — built for serious investors managing real capital.
  • Live PSX prices — 10-second refresh
  • True P&L with CDC, SECP, CVT levies
  • AI-powered buy/sell intelligence
  • Sector allocation & portfolio analytics
  • Watchlist, price alerts & trade history
  • 320+ PSX stocks across all sectors
Open PSX Platform →
04 — Compliance
Tax Portal
Compliance System
Never miss an FBR deadline again. Filing status, deadline calendars, tax liability estimates, and penalty risk alerts — all managed by the EFS compliance team on your behalf.
  • Income Tax, Sales Tax (FBR/SRB), WHT
  • Deadline calendar with overdue alerts
  • Engagement progress tracker
  • Tax payable estimate from P&L data
  • Document upload — challans, notices, PSIDs
  • Multi-jurisdiction: FBR, SRB, PRA, KPRA
View Tax Portal →
Free Tool
Market Watch
Live PSX Market Data
Free real-time market intelligence for all users. Browse all 320+ PSX stocks by sector, track live prices, and monitor market movements — no login required.
  • Live prices for all KSE-listed stocks
  • Sector-by-sector breakdown
  • Top gainers & losers dashboard
  • Free — no account needed
View Live Market →
Daily Resource
Daily News
PSX Market Reports
Daily financial reports, PSX market summaries, and regulatory updates — curated and uploaded by the EFS research team every trading day.
  • Daily PSX report PDFs
  • Market commentary & analysis
  • Regulatory & corporate announcements
  • Free for all EFS clients
Read Daily News →
Professional Services
EFS Services
Virtual CFO & Advisory
Big Four-trained professionals managing your complete financial infrastructure. Accounting, tax, Virtual CFO, and financial analysis — delivered remotely at a fraction of in-house cost.
  • Monthly bookkeeping & reconciliation
  • Virtual CFO service & board reporting
  • Tax filing & FBR compliance
  • Financial modelling & analysis
Explore Services →
Intelligence Layer
EFS Analytics
Unified Financial Intelligence
One dashboard connecting all 4 portals. See your complete financial picture — business revenue, personal savings, PSX portfolio, and tax liability — in a single view powered by Google Looker Studio.
  • Cross-portal KPIs — all systems in one view
  • Google Looker Studio embed — free & live
  • EFS Insights panel — AI-processed alerts
  • Net worth across business + personal + PSX
  • Financial health score & ratio analysis
  • PDF export & custom report generation
Open Analytics →
The Full EFS Universe

Beyond the four portals —
every tool we've built

EFS has grown far beyond its original four pillars. Explore every platform, portal, and intelligent tool — from global auction trading to audit software, FBR-integrated invoicing to worldwide stock intelligence.

Business & Compliance Intelligence
Audit Software
Auditgenesis
Pakistan's first complete digital audit management platform. Built for audit firms and corporate internal audit departments — manage clients, working papers, findings, and reports end to end.
  • Engagement management & risk assessment
  • Working paper templates — ISA compliant
  • Audit findings tracker & recommendations
  • Partner sign-off & quality control workflows
  • Client portal & report delivery
Open Auditgenesis →
FBR Integrated
EFS Invoicing
FBR-integrated e-invoicing and POS solution for businesses. Generate compliant invoices, transmit to IRIS in real time, and manage your complete sales ledger — from counter sales to B2B contracts.
  • FBR IRIS real-time invoice transmission
  • POS-ready — works on any device
  • B2B & B2C invoice generation
  • Sales tax calculation & filing data
  • Invoice history & customer ledger
Open Invoicing Portal →
Command Centre
Unified Dashboard
The master control panel that connects Money Manager and Accounting Portal in a single unified view. See personal and business finances side by side — one login, zero overlap.
  • Money Manager + Accounting in one view
  • Cross-portal net worth snapshot
  • Cash position — personal & business
  • Combined KPI overview & health score
  • Quick-jump to any module
Open Unified Dashboard →
AI · Global Markets
Blue Eye Platform
A powerful fusion of MiroFish and Claude AI — search, analyze, and track worldwide stocks, global financial news, and economic data. One intelligent window into global capital markets.
  • Worldwide stock search & live data
  • Claude AI — financial Q&A & analysis
  • Global financial news aggregation
  • Cross-market portfolio comparison
  • Economic indicators & macro intelligence
Open Blue Eye →
Trading, Commerce & Exchange
Knowledge, Research & Legal
Knowledge Base
EFS Library
Pakistan's most comprehensive financial standards library. Browse IFRS, IAS, ISA audit standards, ITO-2001 tax law, and advanced legal sections — all searchable, annotated, and always current.
  • Full IFRS & IAS standards with commentary
  • ISA audit standards — all 36 standards
  • Income Tax Ordinance 2001 — section browser
  • Sales Tax Act & provincial laws
  • Advanced company & corporate law
Open Library →
Platform Origin
EFS Genesis
The EFS platform genesis — our foundational financial intelligence layer, data models, and ecosystem architecture. Understand how EFS was built and how every module connects at its core.
  • EFS data architecture & design
  • Module connection maps
  • Financial intelligence engine specs
  • Platform roadmap & release history
Explore Genesis →
Legal & Compliance
Legal Hub
All EFS legal documentation, regulatory disclosures, and compliance policies in one place. Privacy policy, terms of service, disclaimer, refund policy, FAQs, and onboarding guides.
  • Privacy Policy — GDPR & Pakistan compliant
  • Terms of Service & acceptable use
  • Disclaimer & liability notices
  • Refund & cancellation policy
  • FAQ & onboarding guide
View Legal Pages →
Faith & Finance
Quran Unveiled
An EFS initiative connecting Islamic financial principles with modern practice. Explore Quranic guidance on wealth, trade, zakat, riba, and ethical finance — presented with scholarly commentary.
  • Quranic verses on wealth & trade
  • Zakat calculator — nisab based
  • Islamic finance principles explained
  • Riba prohibition & halal alternatives
Explore →

Every module. One ecosystem.

Use one tool or use them all — EFS scales with your financial life.

◈ View Full Platform Sitemap →
Professional Services

Big Four expertise,
delivered virtually

Every Financial Solution provides professional-grade financial services to businesses and individuals across Pakistan — remotely, affordably, and without compromise on quality.

📒
Monthly Accounting
Full-cycle bookkeeping, bank reconciliation, and financial statement preparation — delivered monthly by our qualified accounting team. You get clean books, always.
  • Journal entries & ledger maintenance
  • Bank & credit card reconciliation
  • Monthly P&L, Balance Sheet, Cash Flow
  • IFRS-compliant reporting
  • Accounts Receivable & Payable management
👔
Virtual CFO Service
Strategic financial leadership without the full-time cost. Your Virtual CFO handles board reporting, financial planning, cash flow management, and investor-ready presentations.
  • Monthly board packs & CFO commentary
  • Cash flow forecasting & runway analysis
  • Budget preparation & variance tracking
  • KPI dashboard design & monitoring
  • Investor & lender reporting packages
🏛
Tax & Compliance
Complete FBR compliance management — from registration to filing to handling notices. We cover Income Tax, Sales Tax, Withholding Tax, and all provincial revenue authorities.
  • Income Tax returns (individual & corporate)
  • Sales Tax returns (FBR, SRB, PRA, KPRA)
  • Withholding Tax statements & challans
  • FBR notice handling & correspondence
  • Tax registration & NTN/STRN services
📊
Financial Analysis
Data-driven financial intelligence for better decisions. From feasibility studies to investment analysis — our team transforms numbers into clear, actionable insights.
  • Financial modelling & projections
  • Business valuation & feasibility studies
  • Investment portfolio analysis
  • Break-even & profitability analysis
  • Sector benchmarking & ratio analysis
View All Services at everyfinancialsolution.com →
Four Core Systems + Analytics

Use what you need —
or use all together

Each system is built for a specific financial domain. Business owners, investors, and salaried individuals can use multiple systems simultaneously — they stay separate but share intelligence through the Analytics layer.

01 / 04
Personal Finance OS
Money Manager
Track and optimize your personal money. Income, expenses, net worth, savings goals, and debt — in one powerful personal dashboard.
  • Income & expense tracking
  • Net worth & savings goals
  • Credit cards & loans
  • Budget vs actual
  • Bill splitting & transfers
  • Cash flow forecast
Manage Personal Money →
02 / 04
Business Finance OS
Accounting Portal
Professional financials, powered by EFS. P&L, Balance Sheet, Cash Flow, and KPI dashboards — IFRS-grade and CFO-ready.
  • P&L, Balance Sheet, Cash Flow
  • Accounts Receivable / Payable
  • Budget vs Actual (variance)
  • Multi-entity support
  • EFS-managed bookkeeping
  • CFO reports & commentary
View Business Dashboard →
03 / 04
Investment Intelligence
PSX Platform
Track, analyze, and grow your portfolio. Real-time PSX data, AI trade insights, and professional analytics for serious investors.
  • Live PSX prices (10s refresh)
  • Portfolio tracking & P&L
  • AI trade intelligence
  • True P&L with levies (CDC/SECP)
  • Sector allocation analytics
  • Watchlist & price alerts
Open Platform →
04 / 04
Compliance System
Tax Portal
Never miss a deadline. Filing tracking, deadline calendars, tax liability estimates, and FBR compliance — all managed by the EFS team.
  • Income Tax, Sales Tax, WHT
  • Deadline tracking & alerts
  • Engagement progress tracker
  • Tax payable estimates
  • Document upload & storage
  • FBR / SRB / PRA jurisdictions
View Tax Dashboard →
The Intelligence Layer

Each system is independent —
but intelligently connected

Data never crosses portals directly. The EFS Insights Engine processes information from one system and delivers relevant intelligence to another — no contamination, no confusion.

Personal
Money Manager
◈ EFS Insights Engine
The Bridge
Business
Accounting
Compliance
Tax Portal
Investments
PSX Platform
Money Manager Accounting
"Owner withdrawals detected this month"
PKR 250,000 — reflected in business books
Accounting Tax Portal
"Estimated tax liability based on FY profit"
PKR 1,200,000 — auto-calculated from P&L
PSX Platform Tax Portal
"Capital gains detected — declare in return"
PKR 340,000 — from 12 closed positions
◈ View Complete Architecture Map →
Every page · every connection · every data flow — hover for details
Our Philosophy
One login.
Separate data.
Zero confusion.
🔐

One EFS account, all systems

The same email and password works across Money Manager, Accounting Portal, PSX Platform, and Tax Portal. No separate signups. One identity.

Personal and business never mix

Your personal transactions stay in Money Manager. Business financials live in Accounting. Cross-portal insights flow through our engine — never raw data.

EFS is the financial brain

Our team processes your documents, enters accounting data, files your taxes, and delivers clean dashboards. You view — we manage.

📊

EFS doesn't just show numbers — it explains them

Insights like "your margin dropped 6%" or "estimated tax payable PKR X" are delivered automatically across your relevant dashboards.

◈ Data Source Transparency

Every number in your dashboard is tagged with its source. You always know where data comes from.

Accounting & tax data[EFS] Team Prepared
Personal transactions[You] Client Entry
PSX stock prices[API] Live Feed
Cross-portal insights[EFS] AI Processed
Portfolio trades[You] Client Entry
Tax deadlines[EFS] FBR Calendar
No ads. No data selling. EFS is a professional financial services firm. Your financial data is never used for advertising, shared with third parties, or monetized.
How It Works

You upload. EFS processes.
You get clean dashboards.

Our workflow is built for busy business owners and investors who want clarity without the manual data entry.

01
You upload documents
Bank statements, invoices, receipts, salary slips — upload them to your portal. Drag and drop, or send via WhatsApp to your EFS manager.
02
EFS processes everything
Our Big Four-trained team categorizes, journals, and reconciles your data. AI assists with insights. You're notified when it's ready.
03
You get clean dashboards
Log in from any device. See P&L, balance sheet, portfolio performance, and tax status — with intelligent insights connecting it all.
The 5th System

See your complete financial picture
in one place

EFS Analytics is the intelligence layer that sits above all 4 portals. One dashboard. Every number. Powered by Google Looker Studio — free.

What Analytics shows you
Total Net Worth — across everything
Business assets + PSX portfolio + personal cash — minus all liabilities. One real number.
📊
Looker Studio — live embedded dashboards
Paste your Looker Studio URL once. Your live dashboard appears inside EFS, auto-updating with your data.
EFS Insights — all portals in one feed
Owner withdrawals, capital gains, tax deadlines, margin alerts — all cross-portal intelligence in one panel.
📈
Per-portal deep dives
Dedicated tabs for Business, Personal, PSX, and Tax — each showing live data pulled from the respective portal.
Report generation & PDF export
Generate summary reports across all portals. Export directly from Looker Studio or from individual portal reports.
Live preview
Net Worth
PKR 8.4M
▲ 12.3% YoY
Biz Revenue
PKR 9.0M
▲ 20.0% vs prior
PSX Portfolio
PKR 2.4M
+PKR 142K today
Google Looker Studio
Connected · Live
◈ EFS Insights
Tax liability PKR 1.2M — payment overdue
Capital gains PKR 340K — declare in return
Owner withdrawals PKR 250K this month
Open EFS Analytics →
Powered by
Google Looker Studio
Completely free
Connects to
All 4 EFS Portals
One unified view
Data sources
EFS + You + API
Transparent labelling
Available on
All EFS Plans
Free, Pro & Premium
Subscription Plans

Start free.
Upgrade as you grow.

All plans include access to all 4 portals. EFS team management is included in Pro and Premium.

Free Tier
PKR 0/month
Self-service access to all 4 portals
  • Money Manager — full access
  • PSX Platform — up to 10 stocks
  • Accounting Portal — view only
  • Tax Portal — deadline tracking
  • Daily price updates
  • Email support
Begin Free
Premium
PKR 9,999/month
Full Virtual CFO service
  • All Pro features
  • Multi-entity accounting
  • Unlimited AI insights
  • CFO commentary & reports
  • Tax filing (multi-entity)
  • Dedicated account manager
  • Monthly financial review calls
  • Priority 2-hour response
Start Premium — Contact EFS
Client Testimonials

Trusted by businesses
and investors across Pakistan

★ ★ ★ ★ ★

EFS OS changed how I run my business. I see my P&L, personal finances, and PSX portfolio all in one ecosystem. The insights linking them are genuinely useful — not just numbers.

AK
Ahmed Khan
Business Owner & Investor — Karachi
★ ★ ★ ★ ★

The Tax Portal alone is worth it. I never miss a deadline now and the penalty risk alerts saved me from an FBR notice. EFS handles everything — I just upload documents.

SF
Sara Fatima
SME Owner — Lahore
★ ★ ★ ★ ★

Real-time PSX prices with automatic P&L including all levies — this saves me hours every week. The AI insights caught LUCK's breakout before the run. Worth every rupee.

MI
Muhammad Imran
Portfolio Manager — Islamabad
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