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◈ EFS OS · everyfinancialsolution.com

Complete Architecture Map
Every page. Every connection. Every flow.

The world's first Financial Operating System with 5 specialised portals, one shared login, and an intelligent insights engine connecting everything — without ever mixing your data.

12
HTML Pages
5
Portal Systems
6
Insight Flows
1
Shared Login
0
Data Crossovers
Homepage
Public Pages
Personal Finance
Business Finance
Investments
Tax & Compliance
Analytics
Insights Engine
01Entry Point — Public Pages
Master Homepage
EFS OS Homepage
index.html
PublicRebuilt
Company
About EFS
about.html
Public
Services
EFS Services
services.html
Public
Contact
Contact EFS
contact.html
Public
Free Tool
Market Watch
market.html
Live PSXFree
Content
Daily News
news.html
EFS Curated
Content
Quran Unveiled
quranunveiled.html
Free
PSX Landing
Platform Front
platformfront.html
PublicNew
02Authentication — One Login, All Systems
◈ Shared EFS Auth Layer — Same email + password works across all 5 portals
Email + Password
All 4 portals · Hash-based · localStorage now → Supabase next
Google SSO
PSX Platform · Money Manager · One-click login
Admin Panel
EFS team · View as client · Enter data · Manage tiers
Tier System
Free · Pro · Premium · Admin · Controls feature access
Access Control
user_access table · Per-portal permissions · Multi-entity
→ Supabase Next
Real database · Cross-device · File storage · Real-time
03Five Specialised Systems — Logged-In Portals
Personal Finance OS money-manager.html
Dashboard
KPIs · Quick entry · 4 charts · AI insight strip
Transactions
Income / expense · Categories · Filter · Export
Analytics
Monthly trends · Category breakdown · Savings rate
Credit Cards
Outstanding balance · Min payment · History
Loans
EMI tracker · Lender · Outstanding balance
Accounts
Cash · Bank · Wallet · Net worth
Budget
Category limits · Variance · Progress bars
Calendar
Scheduled transactions · Bill reminders
Transfers
Between accounts · History · Reference
Notes
Financial notes · Reminders
Business Finance OS accounting-portal.html
Overview
Revenue · Net Profit · Assets · Cash · Charts
P&L Statement
Revenue → COGS → GP → EBITDA → Net Profit
Balance Sheet
Fixed & current assets · Liabilities · Equity
Cash Flow
Operating · Investing · Financing activities
KPIs
Margins · Ratios · Performance indicators
Budget vs Actual
Variance · Dept filter · Period comparison
Transactions
Journal entries · GL accounts · Debit/credit
AR / AP
Receivables · Payables · Ageing analysis
Documents
Upload invoices · Bank statements · EFS processing
Reports + CFO
CFO commentary · PDF export · Download history
Investment Intelligence platform.html
Portfolio
Holdings · Value · P&L · Sector allocation
Watchlist
Tracked stocks · Live prices · Alerts
Trades
Buy/sell entry · True P&L with CDC/SECP/CVT
AI Insights
Claude AI · Buy/sell signals · Confidence score
Market Data
Live KSE-100 · 320+ stocks · Sector view
Analytics
CAGR · Beta · Volatility · Sector allocation
Reports
CSV export · Portfolio snapshot · Tax view
Compliance System tax-portal.html
Overview
Tax year · Return status · Payable · Next deadline
Tax Status
Engagement progress · Milestones · 80% tracker
Deadlines
Calendar · Overdue alerts · WA reminders · Penalty calc
Documents
Upload challans · PSID · Notices · Filed returns
Compliance
Score · ATL status · FBR verification
Financials
Tax calculator · Slab breakdown · Estimate
Messages
EFS team communication · FBR notices
Analytics — The 5th System · Unified Intelligence Layer analytics.html
Overview Tab
5 cross-portal KPIs · Net worth · Cash flow chart · Net worth donut · EFS Insights feed · Financial health score
Looker Studio Tab
Embed any Looker Studio URL · Live iframe · 2 dashboard slots · Connection status · Export PDF
Business / Personal / PSX / Tax
Dedicated tabs per portal · Reads live data from localStorage · Per-portal KPIs + charts
Reports Tab
Generate summary reports · Quick export links to each portal · PDF + CSV
04EFS Insights Engine — The Only Bridge Between Portals
◈ localStorage key: efs_insights — No direct cross-portal joins. Ever. Raw data never crosses systems.
Money Manager → Accounting
"Owner withdrawals detected this month"
PKR 250,000 · category: owner_withdrawals
Money Manager → Tax
"Declared salary income detected"
PKR 300,000 · category: declared_salary
PSX Platform → Tax
"Capital gains — declare in return"
PKR 340,000 · category: capital_gains
PSX Platform → Accounting
"Investment portfolio value today"
PKR 2.4M · category: portfolio_value
Accounting → Tax
"Estimated tax liability from FY profit"
PKR 1,200,000 · category: tax_estimate
All Portals → Analytics
"All insights aggregated — one feed"
Severity: info / warning / alert · Unified panel
05Technology Stack
Current Storage
localStorage
Browser only
Next: Backend
Supabase
RecommendedFree tier
Analytics
Google Looker Studio
FreeLive embed
AI Layer
Claude AI (Anthropic)
AI powered
Charts
Chart.js 4.4
Trading Charts
Lightweight Charts
Export
jsPDF + SheetJS
Design System
Cormorant + DM Sans
Domain
everyfinancialsolution.com · EFS OS Financial Operating System
Architecture principle
Frontend HTML/CSS/JS · localStorage now · Supabase next · Zero cross-portal data joins
Next milestone
Migrate localStorage → Supabase · Start PSX Platform → then Money Manager